ISP Information:
Anyone who buys computer equipment or software and sells it. In most states in the U.S. you need a reseller license to purchase goods without paying taxes, and then you are responsible for collecting and paying taxes on the goods you resell. The combined entity of all the resellers makes up the channel. Resellers usually buy goods from large distributors and sell them to companies or consumers.
ISP Glossary:
Reseller - In your case, you do owe the money as you were at fault for not properlynotifying Sears of the change of address or taking a reasonable effort tonotice that you were not receiving statements, etc.Whether the collection agency bothers to take action for such a small amountis anybody's guess.I once had a health insurance claim screwed up and the hospital was owed$200. I explained to the hospital and they acknowledged the screw up,nevertheless, the hospital's computer spit me out to a collection agency 6months later. I ignored the post cards from the collection agency.Eventually, it took 9 months, the health insurance paid up. But this was acase where I knew that I really did not owe the money.--http://www.standards.com/; See Howard Kaikow's web site."IncanWarrior" wrote in messagenews:vuppq0le3603359t5ao16r9j3mb13i2eri@4ax.com... A couple of years ago Sears charged me for something I don't recognize and they were sending the statements to my old address. Almost one year later I stop by the old address and see the statements piled up and it had grown from $45.50 (which was the original charge) into $280!. Sears had charged interests, fees, etc. Moreover, the account was sold to this collection agency I'm dealing with! Well, after calling here and there could not do anything with SEARS so had to deal with the agency. I sent a dispute letter with legalized signatures, copies of IDs, previous Sears balances which are zero, etc. After 5 months I called the collection agency and talked to a representative who tells me that because it was originally such a small amount, they don't think it is an identity theft. They also said they can't get itemized amounts which contradicts to what I heard before as they told me that once something goes into investigation, they go all the way back to sears and check if those are my signatures. At the end the representative said that she will meet with the manager and decide what to do. My question is: what should I do? what would u do? what are my rights in this situation? Thank you so much for any input I could have. Inco W.
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