ISP Information:
A client/server method of accessing databases stored on multiple servers. You use a WAIS client to connect to a WAIS server and search the databases that the WAIS server has cataloged. WAIS is not much use to the average Internet user today, but is still used by some to access information that is not readily available in HTML form yet.
ISP Glossary:
Wide Area Information Service - FTC REPAIRS CREDIT REPAIRMonday, April 15th, 1996Last Thursday, the FTC announced 15 cases against credit repair firms as apart of "Operation Payback," a joint effort between the FTC and 10 StateAttorneys General. "Operation Payback" is a federal-state crackdown onfraudulent credit repair telemarketers. Prior to this announcement the FTChad taken action against two credit repair firms that advertised over theInternet.The Credit Repair Scam preys on consumers who are already in financialtrouble. These criminals charge large sums of money to clean up a person'scredit history. They claim they can remove negative information, no matterhow accurate. This simply isn't true. The only thing that can removeaccurate negative information is time. It takes seven years for negativeinformation, and ten years for a bankruptcy, to vanish from a creditreport.These criminals also ask that they be paid up front. That's illegal."Federal law now makes it illegal for credit repair telemarketers to askfor any money until six months after they deliver the services," JodieBernstein, Director of the FTC's Bureau of Consumer Protection, said."Given this information, consumers themselves can put these fraudulenttelemarketers out of business because, in fact, credit repair firms cannotdeliver on their promises to remove accurate, up-to-date information fromconsumers' credit records. If consumers never pay until services aredelivered, they'll just never pay." If you have bad credit, don't go to acredit repair operation. What you need is a legitimate credit counselor.They won't clear up your credit immediately, but they will help you arrangeyour finances so that you can manage to pay off your debts and redevelopgood credit over time.If you need help, try calling Consumer Credit Counseling Services at1-800-388-2227. This is a not-for-profit group that will help you in allaspects of working back to good credit through sound financial managementand repayment of debts. If you feel you have been a victim of a creditrepair scam, call the NFIC at 1-800-876-7060.Log on our WebSite at http://www.fraud.org, or call 1-800-876-7060.If you spot obviously illegal operations on the E-Ways, pleaseforward copies of the messages to NFIC at fraudinfo@psinet.com.+=======================================================================+|| The above message is auto-posted at regular intervals as a public |||| service by the BIZynet(tm) international business network. Please |||| contact Chris Gunn at cgunn@bizynet.com for information. ||+=======================================================================+
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